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Calculator · Business Owners

The S-Corp Savings Estimator

Profit and owner salary, and what a reviewed election could return each year.

$8,511
Estimated annual self-employment tax savings
Self-employment tax as a sole proprietor / default LLC
$29,871 / yr
Payroll tax + admin as an S-corp at that salary
$21,360 / yr
Worth a conversation. An election filed correctly and on time turns this from an estimate into a line item.

Estimates self-employment versus payroll tax only, using current-era rates and a rough admin cost for payroll and the extra return. It ignores state specifics, QBI interactions, and retirement plan effects, all of which matter and sometimes change the answer. The salary must be defensible as reasonable compensation; that judgment is the whole game. Not tax advice.

Built and reviewed by Fred J. Daus, EA, MBA, NTPI Fellow, Certified Tax Planner · Last reviewed July 2026

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